Ranting About Health Insurance
Why does anyone pay for insurance? We pay several hundred dollars a month for health coverage. We still have a $20 co-pay for each doctor visit, $30 for specialty doctors and we get good prices on generic medicines only. I was going to put Little Man on stratera for his ADD but my insurance that I pay several hundred dollars a month for will not cover it (only a portion) so I must pay $67 a month. Uh no way when ritalin is $4.96 a month.
Then I found out about our vision insurance too. There is a once a year exam allowance and we have to pay $50 co-pay with that. Then we have a $25 co-pay for materials. Some of us wear glasses and others like contacts. So I was figuring about $75 for each family member but knowing some "extras" might add a little cost. Mr. Daphnewood insisted he get his first. So I took him and he ended up costing $217 dollars. That is with insurance! He wanted these ultra thin lenses for his glasses and because he is an OLD GEEZER (That calls my cat "Fuggles" instead of "Freckles")he needed progressive lenses too. I am just so frustrated and angry.
oh, and sorry I have been away. Mr. Daphnewood has been home this week and taking up a lot of my time. I'll try to catch up on blogging this weekend. Happy friday everyone.
posted by Daphnewood @ 8:18 AM
6 comments
6 Comments:
My insurance is all screwed up like that too. Have you ever looked at ordering your contacts through the mail? I found that it saved me ab $50 on them (not an amazing amount of money-, but it's a start!)
And let's not EVEN get started on Dental insurance. I am having to replace all of my old silver amalgam filling and I could but a sports car for what it is costing me.
Insurance matters are always frustrating. Hope you have a great weekend and glad we did not get that nasty snow storm they originally forecasted for our area!
Have a wonderful weekend, and don't let health care get you down. I must say, health care's one of the best things about living in Europe.
wow net mom sounds like my real mom. u go girl!!!!!
Preach on sister friend!! I am going thru the same deal right now...middle son is beginning to have trouble seeing...we go to the eye dr later this week......My glasses and my oldest son's glasses cost me a fortune last summer--with insurance. I am seriously beginning to think about cancelling it....they are getting ready to raise our rates at work--and I can't afford what I have now. Sigh..it never ends..Glad your back..was missing you :)
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